logo

HDFCLIFE vs SHRIRAMFIN: Stock Comparison

HDFC LIFE INS CO vs SHRIRAM FINANCEUpdated 23 Oct 26, 4:08 PM ISTNSE & company filings

SHRIRAM FINANCE is the larger company by market capitalisation. SHRIRAM FINANCE shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

HDFCLIFE leads 1; SHRIRAMFIN leads 8 of 9

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

HDFCLIFESHRIRAMFIN

Valuation lens

What price are you paying?

Market CapContext only
₹1.14 L Cr
₹2.04 L Cr
P/E RatioSHRIRAMFIN has the lower reading
55.34x
14.49x ✓
P/B RatioSHRIRAMFIN has the lower reading
5.8x
1.46x ✓
EPSSHRIRAMFIN has the higher reading
₹2.4
₹14.67 ✓
Book ValueContext only
₹81.7
₹280.16
Dividend YieldSHRIRAMFIN has the higher reading
0.4%
1.25% ✓

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SHRIRAMFIN is the larger company
₹2.04 L Cr vs ₹1.14 L Cr
P/E Ratio
SHRIRAMFIN has a lower P/E
14.49x vs 55.34x
P/B Ratio
SHRIRAMFIN has a lower P/B
1.46x vs 5.8x
EPS
SHRIRAMFIN has higher earnings per share
₹14.67 vs ₹2.4
Dividend Yield
SHRIRAMFIN has a higher dividend yield
1.25% vs 0.4%
Revenue Growth (TTM YoY)
SHRIRAMFIN has faster revenue growth
24.7% vs -17.7%
EPS Growth (TTM YoY)
HDFCLIFE has faster EPS growth
4.1% vs 0%
ROE
SHRIRAMFIN has a higher ROE
15.21% vs 10.79%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHDFCLIFESHRIRAMFIN
SectorFinancial ServicesFinancial Services
IndustryLife InsuranceNon Banking Financial Company (NBFC)

Price

MetricHDFCLIFESHRIRAMFIN
Live Price₹523.75₹865
Day Change-0.87%-3.98%
Volume14.34 L71.41 L
52-Week High₹788.5₹1,153.7
52-Week Low₹508.7₹695.25
Distance from 52W High-33.58%-25.02%

Valuation

MetricHDFCLIFESHRIRAMFIN
Market Cap₹1.14 L Cr₹2.04 L Cr
P/E Ratio55.34x14.49x
P/B Ratio5.8x1.46x
EPS₹2.4₹14.67
Book Value₹81.7₹280.16
Dividend Yield0.4%1.25%

Growth

MetricHDFCLIFESHRIRAMFIN
Revenue Growth (TTM YoY)-17.7%24.7%
EPS Growth (TTM YoY)4.1%0%
Qtr Sales Growth—7.09%
Qtr Profit Growth—14.29%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHDFCLIFESHRIRAMFIN
ROE10.79%15.21%
ROCE—14.4%
Net Margin1.89%38.03%
Operating Margin1.99%72.34%
Debt to Equity0.18x1.91x

Shareholding

As of Sep 2026 • change vs previous quarter
MetricHDFCLIFESHRIRAMFIN
Promoter Holding50.53%▼ 0.01 pp19.97%
FII Holding18.75%▼ 0.52 pp55.65%▲ 0.88 pp
DII Holding20.54%▲ 0.35 pp19.01%▼ 0.89 pp
Public Holding10.15%▲ 0.17 pp5.03%▼ 0.01 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and SHRIRAM FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.