HDFCLIFE vs SHRIRAMFIN: Stock Comparison
SHRIRAM FINANCE is the larger company by market capitalisation. SHRIRAM FINANCE shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDFCLIFE leads 1; SHRIRAMFIN leads 8 of 9
Interactive comparison
Compare the numbers that shape the decision
Every row uses its own scale. Switch lenses to compare like with like.
Valuation lens
What price are you paying?
✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Life Insurance | Non Banking Financial Company (NBFC) |
Price
| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| Live Price | ₹523.75 | ₹865 |
| Day Change | -0.87% | -3.98% |
| Volume | 14.34 L | 71.41 L |
| 52-Week High | ₹788.5 | ₹1,153.7 |
| 52-Week Low | ₹508.7 | ₹695.25 |
| Distance from 52W High | -33.58% | -25.02% |
Valuation
| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| Market Cap | ₹1.14 L Cr | ₹2.04 L Cr |
| P/E Ratio | 55.34x | 14.49x |
| P/B Ratio | 5.8x | 1.46x |
| EPS | ₹2.4 | ₹14.67 |
| Book Value | ₹81.7 | ₹280.16 |
| Dividend Yield | 0.4% | 1.25% |
Growth
| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | -17.7% | 24.7% |
| EPS Growth (TTM YoY) | 4.1% | 0% |
| Qtr Sales Growth | — | 7.09% |
| Qtr Profit Growth | — | 14.29% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| ROE | 10.79% | 15.21% |
| ROCE | — | 14.4% |
| Net Margin | 1.89% | 38.03% |
| Operating Margin | 1.99% | 72.34% |
| Debt to Equity | 0.18x | 1.91x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | HDFCLIFE | SHRIRAMFIN |
|---|---|---|
| Promoter Holding | 50.53%▼ 0.01 pp | 19.97% |
| FII Holding | 18.75%▼ 0.52 pp | 55.65%▲ 0.88 pp |
| DII Holding | 20.54%▲ 0.35 pp | 19.01%▼ 0.89 pp |
| Public Holding | 10.15%▲ 0.17 pp | 5.03%▼ 0.01 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and SHRIRAM FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

