PAYTM vs POLICYBZR: Stock Comparison
ONE 97 COMMUNICATIONS is the larger company by market capitalisation. PB FINTECH shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
PAYTM leads 2; POLICYBZR leads 9 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PAYTM | POLICYBZR |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Technology (Fintech) | Financial Technology (Fintech) |
Price
| Metric | PAYTM | POLICYBZR |
|---|---|---|
| Live Price | ₹1,849.9 | ₹1,743 |
| Day Change | 4.93% | -1.25% |
| Volume | 46.4 L | 13.68 L |
| 52-Week High | ₹1,855.5 | ₹1,964.2 |
| 52-Week Low | ₹930.6 | ₹1,364 |
| Distance from 52W High | -0.3% | -11.26% |
Valuation
| Metric | PAYTM | POLICYBZR |
|---|---|---|
| Market Cap | ₹1.17 L Cr | ₹80,509 Cr |
| P/E Ratio | 179.63x | 107.47x |
| P/B Ratio | 7.29x | 11.01x |
| EPS | ₹3.44 | ₹3.52 |
| Book Value | ₹250.31 | ₹158.15 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | PAYTM | POLICYBZR |
|---|---|---|
| Revenue Growth (TTM YoY) | 18.4% | 36.7% |
| EPS Growth (TTM YoY) | 0% | 52.8% |
| Qtr Sales Growth | 129% | 374.45% |
| Qtr Profit Growth | 18.92% | -60.04% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PAYTM | POLICYBZR |
|---|---|---|
| ROE | 0.51% | 9.16% |
| ROCE | 0.81% | 10.75% |
| Net Margin | -0.1% | 9.86% |
| Operating Margin | 1.44% | 10.98% |
| Debt to Equity | 0x | 0x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | PAYTM | POLICYBZR |
|---|---|---|
| Promoter Holding | — | 0.14% |
| FII Holding | 48.08%▼ 1.32 pp | 37.3%▼ 2.64 pp |
| DII Holding | 24.87%▲ 1.79 pp | 40.42%▲ 3.69 pp |
| Public Holding | 27.05%▼ 0.47 pp | 22.14%▼ 1.04 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: ONE 97 COMMUNICATIONS and PB FINTECH.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.