
Twelve years of multiples investors have paid for PB Fintech Ltd, framed against the sector median so the premium or discount is obvious at a glance.
PB Fintech Ltd trades at a P/E of 120.03× and P/B of 10.27×, against the Financials sector median P/E of 19.41×.
Twelve years of audited numbers for PB Fintech Ltd, switchable between annual and quarterly views, consolidated or standalone.
PB Fintech Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹69,820.38 Cr and reported EPS of ₹12.49.
Disclosed business segments at PB Fintech with their share of revenue and profit, switchable between consolidated and standalone reporting.
PB Fintech discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Why someone would buy PB Fintech Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
PB Fintech Ltd's investment case rests on 9 positive markers and 9 flagged concerns drawn from the latest reported filings.
Robust quarterly sales growth of 38.20% indicates strong market demand.
Quarterly profit surged by 166.00%, signaling improved operational efficiency.
Very low debt-to-equity ratio of 0.05 ensures strong financial stability.
FIIs hold 43.64% stake, reflecting strong institutional investor confidence.
Consistent high revenue growth, 45.20% CAGR over five years.
Extremely high P/E ratio of 180.73 suggests significant stock overvaluation.
Zero promoter holding (0%) raises concerns about long-term management commitment.
Low Return on Equity (4.63%) and ROCE (5.90%) indicate poor capital efficiency.
Negative cash flow per share (-5.38 annual) impacts liquidity and reinvestment.
"Weak fundamentals" recommendation (score 36%) signals high investment risk.
Trim if P/E re-rates above 156 (~8.0× the sector multiple of 19.4). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PB Fintech Ltd is highlighted for quick read-across.
| Company Name |
|---|
AvenuesAI Ltd |
One Mobikwik Systems Ltd |
One 97 Communications Ltd |
PB Fintech LtdCurrent Stock |
Suvidhaa Infoserve Ltd |
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for PB Fintech Ltd — derived from the live tape, not yesterday's close.
PB Fintech Ltd last traded at ₹1,504.2 with an intraday range of ₹1,490.5–₹1,531.6 — live indicator, pivot and CPR signals below.
Standard pivot — most widely referenced.
| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1609.23 | +105.03 | +6.98% |
| R3 | 1568.13 | +63.93 | +4.25% |
| R2 | 1549.87 | +45.67 | +3.04% |
| R1 | 1527.03 | +22.83 | +1.52% |
| PIVOT | 1508.77 | 4.57 | 0.30% |
| CURRENT | 1504.20 | — | — |
| S1 | 1403.73 | -100.47 | -6.68% |
| S2 | 1444.83 | -59.37 | -3.95% |
| S3 | 1467.67 | -36.53 | -2.43% |
| S4 | 1485.93 | -18.27 | -1.21% |
POLICYBZR is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 1492 ~ 1531.6
Trading Inside opening range
Daily traded volume and delivery percentage for PB Fintech Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PB Fintech Ltd stood at 51.1% of traded volume, against a 20-day average of 54.3%.
Filings PB Fintech sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Every dividend, stock split and bonus issue PB Fintech has declared, sequenced by announce and record date.
PB Fintech corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
What PB Fintech Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PB Fintech Ltd operates in the Insurance industry under the Financials sector, listed as NSE: POLICYBZR, BSE: 543390.

PB Fintech Limited, the parent company of POLICYBZR, is a prominent player in India's burgeoning online insurance and lending market. Its core business model centers around providing a digital platform for consumers to access and compare a wide range of financial products. This includes insurance policies (health, term, motor, travel, etc.) and various lending options (personal loans, home loans, business loans, credit cards, loans against property). The company operates across both the business-to-consumer (B2C) and business-to-business (B2B) spectrums, facilitating transactions between consumers and insurance partners.
The company's primary offerings are structured around two distinct segments: Insurance Services and Other Services. The Insurance Services segment, predominantly driven by its flagship platform Policybazaar, empowers users to browse, compare, and purchase insurance products seamlessly online. This segment encompasses a considerable variety of insurance types, allowing users a centralized point for managing their insurance needs. The comprehensive nature of the product offerings and the ease of comparison are key competitive advantages within the Indian market.
The Other Services segment contributes significantly to PB Fintech's overall business, encompassing Paisabazaar, its digital lending platform. This platform functions similarly to Policybazaar but focuses on facilitating loan applications and credit product comparisons. Users can explore different loan options, compare interest rates and terms, and apply directly through the platform. Beyond these core offerings, this segment also includes various support services such as call center operations, online healthcare services, marketing and consulting, and assistance with motor vehicle claims.
In essence, PB Fintech's business strategy revolves around leveraging technology to simplify and streamline the processes of obtaining insurance and credit products. By providing a user-friendly, comprehensive, and comparative online platform, the company addresses a significant market need in India. The company’s success lies in its ability to aggregate a diverse range of financial products, offer easy-to-use comparison tools, and provide a smooth, efficient transaction process. This approach is designed to attract a broader range of customers and establish itself as a leading fintech company in the Indian market and beyond.
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
The current share price of PB Fintech Ltd (POLICYBZR) is ₹1,504.2. Today, the stock has declined by ₹5.40 (0.36%), trading in a range of ₹1,490.5 to ₹1,531.6. The stock opened at ₹1,503.9 with a trading volume of 10,54,191 shares.
PB Fintech Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹69,820.38 crores, P/E ratio of 120.03, ROE of 4.63%, and ROCE of 5.90%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of PB Fintech Ltd (POLICYBZR) is ₹1,978, while the 52-week low is ₹1,364. Currently trading at ₹1,504.2, the stock is 22.8% away from its 52-week low and 24.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy PB Fintech Ltd stock at ₹1,504.2 depends on multiple factors. The stock is currently trading with a P/E ratio of 120.03 and P/B ratio of N/A. Today's performance shows a loss of 0.36%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
PB Fintech Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹1,504.2, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
PB Fintech Ltd's key financial metrics include: P/E Ratio: 120.03, P/B Ratio: N/A, ROE: 4.63%, ROCE: 5.90%, Dividend Yield: 0.00%, EPS: ₹12.49, Book Value: ₹140.45, Debt-to-Equity: 0.05, and Current Ratio: N/A. The company's market cap stands at ₹69,820.38 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
PB Fintech Ltd stock opened at ₹1,503.9 and is currently trading at ₹1,504.2, showing a decline of ₹5.40 (0.36%). The intraday high is ₹1,531.6 and low is ₹1,490.5. The trading volume stands at 10,54,191 shares, indicating strong market participation today.
PB Fintech Ltd has a Price-to-Earnings (P/E) ratio of 120.03, which means investors are willing to pay ₹120.03 for every ₹1 of earnings. With an EPS of ₹12.49, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PB Fintech Ltd (POLICYBZR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Peers, sector trends, screeners and strategy playbooks contextual to this stock.