logo
logo
Search For Features
/
StocksStocks
Intraday BoosterIntraday Booster
Sector BoosterSector Booster
Stock ScreenerStock Screener
Market PulseMarket Pulse
ScreenersScreeners
MoreMore
prime iconGo Prime
My PlansMy Plans
Privacy PolicyPrivacy Policy
ContactContact
Refer & EarnRefer & Earn
ScreenersScreeners
Main
Stock ScreenerStock Screener
Create ScreenerCreate Screener
Explore ScreenersExplore Screeners
Community ScreenersCommunity Screeners
Trading Screeners
CandleSticks ScreenerCandleSticks Screener
Top Gainers & LosersTop Gainers & Losers
Opening Range BreakoutOpening Range Breakout
Stock Screener AIStock Screener AI
Stock Quality ScorecardStock Quality Scorecard
Overvalued StocksOvervalued StocksNew
Undervalued StocksUndervalued StocksNew
Technical Screeners
NR4 StocksNR4 Stocks
NR7 StocksNR7 Stocks
Previous Day High BreakoutPrevious Day High Breakout
Previous Day Low BreakoutPrevious Day Low Breakout
Previous Day Open BreakoutPrevious Day Open Breakout
Bullish Crossover StocksBullish Crossover Stocks
Bearish Crossover StocksBearish Crossover Stocks
High Volume ShockerHigh Volume Shocker
VWAP Breakout StocksVWAP Breakout Stocks
Range High BreakoutRange High Breakout
Range Low BreakoutRange Low Breakout
MoreMore
Markets
Global Market TodayGlobal Market Today
Global IndicesGlobal Indices
Indian IndicesIndian Indices
NIfty TodayNIfty Today
Smart Money
FII DII DataFII DII DataNew
FII BuyingFII Buying
NSE Insider TradingNSE Insider Trading
SLB Stocks DataSLB Stocks Data
Derivatives
FnO MovementsFnO Movements
NSE F&O Lot SizeNSE F&O Lot Size
Ban ListBan List
Analysis & Calendars
Technical DashboardTechnical Dashboard
Sector BoosterSector Booster
Sector AnalysisSector AnalysisNew
Result CalendarResult Calendar
Economic CalendarEconomic Calendar
PB Fintech Ltd

PB Fintech

Large Cap•14,318 Employees•IPO 2021
Current Price
₹1466.10
36.1 (2.52%)Updated
NSE :POLICYBZR
BSE :543390
Sector :Insurance
Valuation vs Sector
P/E Ratio
113.42vs 19.20
P/B Ratio
9.68vs 2.16
Div Yield
0.00%vs 0.57%
Today's Range
₹1431.90
₹1466.10
union icon
₹1472.10
52 Week Range
52W Low₹0.00
52W High₹0.00
₹1466.10
union icon
DownsideInfinity%
Upside-100.00%
chart iconChart

Price Chart

Compare with Peers

Historical Ratios

Track top 12 most important financial ratios

P/E Ratio: Price to Earnings - Most used valuation metric

Loading chart...

Analyzing Investment Quality

Processing 9 key metrics...

Key Metrics

Hover for details

Valuation

Market Cap
₹69,107.41 Cr
Market Cap
Total market value of company
P/E Ratio
120.03
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)
P/B Ratio
11.52
P/B Ratio
Price to Book Value. <3 may indicate undervaluation
EPS
₹12.49
EPS
Earnings Per Share. Higher and growing is positive

Profitability

ROE
4.63%
ROE
Return on Equity. >15% is good, >20% is excellent
ROCE
5.90%
ROCE
Return on Capital Employed. >15% is good
Net Margin
9.29%
Net Margin
Net profit as % of revenue. >10% is good
Operating Margin
-%
Operating Margin
Operating profit margin. >15% is good

Growth

EPS Growth (5Y)
-%
EPS Growth (5Y)
5-year EPS growth. >15% is strong
Revenue Growth (5Y)
45.20%
Revenue Growth (5Y)
5-year revenue growth. >10% is good
Qtr Sales Growth
38.20%
Qtr Sales Growth
Quarter-over-quarter sales growth
Qtr Profit Growth
166.00%
Qtr Profit Growth
Quarter-over-quarter profit growth

Financial Health

Debt/Equity
0.05
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellent
Book Value
₹140.45
Book Value
Net asset value per share
Dividend Yield
-%
Dividend Yield
Annual dividend as % of price. >2% is good
Promoter Holding
0.00%
Promoter Holding
Promoter stake. >50% shows confidence
Good
Average
Needs Attention

SWOT Analysis

Strengths

5 points
  • •Robust quarterly sales growth of 38.20% indicates strong market demand.
  • •Quarterly profit surged by 166.00%, signaling improved operational efficiency.

Weaknesses

5 points
  • •Extremely high P/E ratio of 180.73 suggests significant stock overvaluation.
  • •Zero promoter holding (0%) raises concerns about long-term management commitment.

Opportunities

4 points
  • •Rapidly expanding Fintech sector offers significant growth potential for digital services.
  • •Leverage strong brand presence to cross-sell diverse financial products.

Threats

4 points
  • •Highly competitive Fintech sector poses constant market share erosion risk.
  • •Evolving regulatory landscape could introduce new compliance costs and restrictions.

Segment-wise Financial Analysis

Financial Results

Balance Sheet

Standalone • Annual • All amounts in ₹ Crores • CA Schedule III Format

No Balance Sheet Data Available

Standalone annual data is not available for this symbol.
Try switching to Consolidated view.

Shareholding Pattern

Loading shareholding data...

Company Insider Trading Activity

No insider trading data available

Corporate Action

Company Announcements

Technical Analysis & Indicators

Standard pivot points - most widely used

Pivot Points (CLASSIC)

LevelPriceDistance% Change
R4₹1561.90+₹95.80+6.53%
R3₹1521.70+₹55.60+3.79%
R2₹1496.90+₹30.80+2.10%
R1₹1481.50+₹15.40+1.05%
PIVOT₹1456.70-9.40-0.64%
CURRENT₹1466.10--
S1₹1360.90-₹105.20-7.18%
S2₹1401.10-₹65.00-4.43%
S3₹1416.50-₹49.60-3.38%
S4₹1441.30-₹24.80-1.69%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: N/AP: N/ATC: N/A
R1
R2
R3
R4
indicator
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment

is trading CPR, indicating

● CPR Width

CPR is

● Opening Range

Day's range: ~

● Price Position

Trading Inside opening range

Delivery Volume Analysis & Trading Activity

Latest Volume
1.41M
(09 Mar 2026)
-32.0% vs avg
Delivery %
43.4%
(09 Mar 2026)
-12.2% vs avg
Avg Volume (20D)
2.07M
(09 Feb - 09 Mar)
20-day average
Avg Delivery %
55.6%
(09 Feb - 09 Mar)
Trend ↓
Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.

Peer Comparison & Industry Benchmarking

No peer comparison data available

About

POLICYBZR

PB Fintech Ltd

PB Fintech Limited, the parent company of POLICYBZR, is a prominent player in India's burgeoning online insurance and lending market. Its core business model centers around providing a digital platform for consumers to access and compare a wide range of financial products. This includes insurance policies (health, term, motor, travel, etc.) and various lending options (personal loans, home loans, business loans, credit cards, loans against property). The company operates across both the business-to-consumer (B2C) and business-to-business (B2B) spectrums, facilitating transactions between consumers and insurance partners.

The company's primary offerings are structured around two distinct segments: Insurance Services and Other Services. The Insurance Services segment, predominantly driven by its flagship platform Policybazaar, empowers users to browse, compare, and purchase insurance products seamlessly online. This segment encompasses a considerable variety of insurance types, allowing users a centralized point for managing their insurance needs. The comprehensive nature of the product offerings and the ease of comparison are key competitive advantages within the Indian market.

The Other Services segment contributes significantly to PB Fintech's overall business, encompassing Paisabazaar, its digital lending platform. This platform functions similarly to Policybazaar but focuses on facilitating loan applications and credit product comparisons. Users can explore different loan options, compare interest rates and terms, and apply directly through the platform. Beyond these core offerings, this segment also includes various support services such as call center operations, online healthcare services, marketing and consulting, and assistance with motor vehicle claims.

In essence, PB Fintech's business strategy revolves around leveraging technology to simplify and streamline the processes of obtaining insurance and credit products. By providing a user-friendly, comprehensive, and comparative online platform, the company addresses a significant market need in India. The company’s success lies in its ability to aggregate a diverse range of financial products, offer easy-to-use comparison tools, and provide a smooth, efficient transaction process. This approach is designed to attract a broader range of customers and establish itself as a leading fintech company in the Indian market and beyond.

COMPANY FACTS - POLICYBZR

Registered Address

Plot 119, Sector 44

Gurgaon

HARYANA

IN

Tel: 911244562907

Website:https://www.pbfintech.in/

Investor Relations:http://www.pbfintech.in/financials/
Company Details

Group: Insurance

Sector: Financials

Industry: Insurance

Exchange: NATIONAL STOCK EXCHANGE OF INDIA

Employees: 14,318

IPO Date: 15/11/2021

MANAGEMENT - POLICYBZR

Mr. Yashish Dahiya

Executive Chairman of the Board, Chief Executive Officer

Mr. Sarbvir Singh

Joint Group Chief Executive Officer, Executive Director, President of Policybazaar

Mr. Alok Bansal

Executive Vice Chairman of the Board

Mr. Mandeep Mehta

Chief Financial Officer

Mr. Bhasker Joshi

Company Secretary, Compliance Officer

Ms. Kitty Agarwal

Non-Executive Non-Independent Director

Mr. Kaushik Dutta

Non-Executive Independent Director

Mrs. Veena Mankar

Non-Executive Independent Director

Ms. Lilian Paul

Non-Executive Independent Director

Mr. Nilesh Sathe

Non-Executive Independent Director

Mr. Dhruv Shringi

Additional Non-Executive Independent Director

Ms. Rasleen Kaur

Head - Investor Relations

Investor Questions Answered

PB Fintech Ltd (POLICYBZR) Stock FAQs

Get answers to the most common questions about PB Fintech Ltd stock price, fundamentals, financial metrics, and investment analysis

The current share price of PB Fintech Ltd (POLICYBZR) is ₹1,466.1. Today, the stock has gained by ₹36.10 (2.52%), trading in a range of ₹1,431.9 to ₹1,472.1. The stock opened at ₹1,438.8 with a trading volume of 8,89,964 shares.
PB Fintech Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹69,107.41 crores, P/E ratio of 120.03, ROE of 4.63%, and ROCE of 5.90%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of PB Fintech Ltd (POLICYBZR) is ₹0, while the 52-week low is ₹0. Currently trading at ₹1,466.1, the stock is Infinity% away from its 52-week low and -Infinity% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy PB Fintech Ltd stock at ₹1,466.1 depends on multiple factors. The stock is currently trading with a P/E ratio of 120.03 and P/B ratio of N/A. Today's performance shows a gain of 2.52%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
PB Fintech Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹1,466.1, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
PB Fintech Ltd's key financial metrics include: P/E Ratio: 120.03, P/B Ratio: N/A, ROE: 4.63%, ROCE: 5.90%, Dividend Yield: 0.00%, EPS: ₹12.49, Book Value: ₹140.45, Debt-to-Equity: 0.05, and Current Ratio: N/A. The company's market cap stands at ₹69,107.41 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
PB Fintech Ltd stock opened at ₹1,438.8 and is currently trading at ₹1,466.1, showing a gain of ₹36.10 (2.52%). The intraday high is ₹1,472.1 and low is ₹1,431.9. The trading volume stands at 8,89,964 shares, indicating moderate market participation today.
PB Fintech Ltd has a Price-to-Earnings (P/E) ratio of 120.03, which means investors are willing to pay ₹120.03 for every ₹1 of earnings. With an EPS of ₹12.49, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
PB Fintech Ltd has a market capitalization of ₹69,107.41 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹1,466.1) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
PB Fintech Ltd has a book value of ₹140.45 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹1,466.1, which is 943.9% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
PB Fintech Ltd has a Return on Equity (ROE) of 4.63% and Return on Capital Employed (ROCE) of 5.90%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
PB Fintech Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
PB Fintech Ltd has a debt-to-equity ratio of 0.05, which measures the company's financial leverage by comparing total debt to shareholders' equity. A low ratio suggests conservative financing with minimal debt. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
PB Fintech Ltd has an Earnings Per Share (EPS) of ₹12.49, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹1,466.1 and P/E ratio of 120.03, investors are paying 120.03 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.
PB Fintech Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
PB Fintech Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze PB Fintech Ltd stock, consider: 1) Fundamental Analysis - Review P/E (120.03), ROE (4.63%), debt-to-equity (0.05), and growth rates. 2) Technical Analysis - Check 52-week range (₹0.00 - ₹0.00), moving averages, and chart patterns. 3) Valuation - Compare current price (₹1466.10) with book value (₹140.45) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of PB Fintech Ltd share is ₹2.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹1,466.1 is 73205x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in PB Fintech Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹0.00 - ₹0.00). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.05 indicates leverage. 4) Liquidity Risk - Based on trading volume of 8,89,964 shares. 5) Valuation Risk - P/E of 120.03 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
PB Fintech Ltd operates in the industry with key metrics: P/E ratio of 120.03, ROE of 4.63%, market cap of ₹69,107.41 crores, and dividend yield of 0.00%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.05), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for PB Fintech Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹1,466.1, with a 52-week range of ₹0.00 to ₹0.00. Based on fundamentals like P/E (120.03), ROE (4.63%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling PB Fintech Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹1466.10. 2) Fundamental Deterioration - Declining ROE (currently 4.63%), increasing debt (D/E: 0.05), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for PB Fintech Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.00%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.