PB FINTECH Latest Share Price (POLICYBZR)
TODAY IN ONE LINE
POLICYBZR dropped 4.2% on above-average volume (2.0x avg), lagging Nifty's -1.6% move, supported by recent strong earnings.
With a market cap of ₹46,130.68 Cr., it trades at a P/E of 64.23. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
PB FINTECH flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 52.8% YoY
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.00x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Poor Capital ReturnsLow ROE of 9.2%
- ●Expensive ValuationTrading at a high P/E ratio of 116.1x
- ●Low Promoter HoldingPromoters hold only 0.1%
- ●FII SellingFII holding decreased by 2.64% QoQ
- ●Rising Receivables vs SalesReceivables grew 51.7% outpacing sales growth of 44.8%
Latest PB FINTECH News
What changed recently?
Recent events, corporate actions, and announcements.
PB FINTECH valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for PB FINTECH, framed against the sector median so the premium or discount is obvious at a glance.
PB FINTECH trades at a P/E of 64.23× and P/B of 6.58×, against the Financial Services sector median P/E of 19.89×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
PB FINTECH technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for PB FINTECH — derived from the latest tape, not yesterday's close.
PB FINTECH last traded at ₹996 with an intraday range of ₹995.3–₹1,047.5 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹996.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1134.97 | +138.97 | +13.95% |
| R3 | 1082.77 | +86.77 | +8.71% |
| R2 | 1065.13 | +69.13 | +6.94% |
| R1 | 1030.57 | +34.57 | +3.47% |
| PIVOT | 1012.93 | 16.93 | 1.70% |
| CURRENT | 996.00 | — | — |
| S1 | 978.37 | -17.63 | -1.77% |
| S2 | 960.73 | -35.27 | -3.54% |
| S3 | 926.17 | -69.83 | -7.01% |
| S4 | 873.97 | -122.03 | -12.25% |
POLICYBZR is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹1032.9–₹1047.5
Trading Below opening range, showing Bearishness
PB FINTECH financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for PB FINTECH — consolidated or standalone — with margins, YoY growth and key ratios inline.
PB FINTECH reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹46,130.68 Cr. and reported EPS of ₹3.52.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Revenue from Operations | 4,977 | 6,794 ▲ 36.5% |
| Sales Growth YoY %Derived | 44.78% | 36.50% |
| Other Income | 408 | 372 ▼ 8.7% |
| Total Income | 5,385 | 7,166 ▲ 33.1% |
| Gross ProfitDerived | 4,977 | 6,794 ▲ 36.5% |
| Gross Margin %Derived | 100.00% | 100.00% |
| 4,884 | 6,285 ▲ 28.7% | |
| EBITDA (Operating Profit)Derived | 94 | 509 ▲ 443.6% |
| OPM %Derived | 1.88% | 7.50% |
| 196 | 173 ▼ 11.8% | |
| Profit Before Tax (PBT) | 387 | 709 ▲ 82.9% |
| 34 | 37 ▲ 8.1% | |
| Effective Tax %Derived | 8.90% | 5.26% |
| Total Profit for Period | 353 | 670 ▲ 89.8% |
| Less: Non-controlling Interests | 0 | 0 ▲ 26.7% |
| Net Profit (Owner's PAT)Derived | 353 | 670 ▲ 89.8% |
| Net Profit Margin %Derived | 7.09% | 9.86% |
| PAT Growth YoY %Derived | 448.07% | 89.78% |
| Earnings Per Share (EPS ₹) | 7.69 | 14.48 ▲ 88.3% |
| Diluted Shares Outstanding (Cr) | 46 | 46 ▲ 0.7% |
| Share of Profit from Associates/JVs | 0 | -1 ▼ 576.9% |
| Other Comprehensive Income (Net of Tax) | -7 | 12 ▲ 267.1% |
| Total Expenses (incl. D&A & Interest) | 4,998 | 6,458 ▲ 29.2% |
| Material Cost % of RevenueDerived | — | — |
| Employee Cost % of RevenueDerived | 39.35% | 36.30% |
| Other Cost % of RevenueDerived | 58.77% | 56.21% |
| Interest Coverage (x)Derived | -0.82x | 10.06x |
| Period | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|
| Revenue from Operations | 1,425 | 2,558 ▲ 79.5% | 3,438 ▲ 34.4% | 4,977 ▲ 44.8% | 6,794 ▲ 36.5% | |
| Sales Growth YoY %Derived | — | 79.51% | 34.40% | 44.78% | 36.50% | |
| Other Income | 125 | 259 ▲ 106.6% | 381 ▲ 46.9% | 408 ▲ 7.1% | 372 ▼ 8.7% | |
| Total Income | 1,550 | 2,817 ▲ 81.7% | 3,818 ▲ 35.6% | 5,385 ▲ 41.0% | 7,166 ▲ 33.1% | |
| Gross ProfitDerived | 1,425 | 2,558 ▲ 79.5% | 3,438 ▲ 34.4% | 4,977 ▲ 44.8% | 6,794 ▲ 36.5% | |
| Gross Margin %Derived | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | |
2,327 | 3,219 ▲ 38.3% | 3,624 ▲ 12.6% | 4,884 ▲ 34.8% | 6,285 ▲ 28.7% | ||
| EBITDA (Operating Profit)Derived | -902 | -662 ▲ 26.7% | -186 ▲ 71.8% | 94 ▲ 150.3% | 509 ▲ 443.6% | |
| OPM %Derived | -63.33% | -25.87% | -5.42% | 1.88% | 7.50% | |
56 | 85 ▲ 51.0% | 115 ▲ 35.2% | 196 ▲ 70.3% | 173 ▼ 11.8% | ||
| Profit Before Tax (PBT) | -833 | -488 ▲ 41.5% | 79 ▲ 116.2% | 387 ▲ 389.5% | 709 ▲ 82.9% | |
-0 | -0 ▲ 96.0% | 13 ▲ 66245.8% | 34 ▲ 171.3% | 37 ▲ 8.1% | ||
| Effective Tax %Derived | 0.06% | 0.00% | 16.05% | 8.90% | 5.26% | |
| Total Profit for Period | -833 | -488 ▲ 41.4% | 64 ▲ 113.2% | 353 ▲ 448.3% | 670 ▲ 89.8% | |
| Less: Non-controlling Interests | — | -1 | — ▲ 100.0% | 0 | 0 ▲ 26.7% | |
| Net Profit (Owner's PAT)Derived | -833 | -487 ▲ 41.5% | 64 ▲ 113.2% | 353 ▲ 448.1% | 670 ▲ 89.8% | |
| Net Profit Margin %Derived | -58.45% | -19.05% | 1.87% | 7.09% | 9.86% | |
| PAT Growth YoY %Derived | — | 41.50% | 113.22% | 448.07% | 89.78% | |
| Earnings Per Share (EPS ₹) | -18.53 | -10.82 ▲ 41.6% | 1.43 ▲ 113.2% | 7.69 ▲ 437.8% | 14.48 ▲ 88.3% | |
| Diluted Shares Outstanding (Cr) | 45 | 45 ▲ 0.1% | 45 ▲ 0.2% | 46 ▲ 1.8% | 46 ▲ 0.7% | |
| Share of Profit from Associates/JVs | -0 | -0 ▼ 325.8% | -2 ▼ 1122.8% | 0 ▲ 112.9% | -1 ▼ 576.9% | |
| Other Comprehensive Income (Net of Tax) | 0 | 3 ▲ 838.9% | -3 ▼ 223.4% | -7 ▼ 118.5% | 12 ▲ 267.1% | |
| Total Expenses (incl. D&A & Interest) | 2,384 | 3,305 ▲ 38.6% | 3,739 ▲ 13.1% | 4,998 ▲ 33.7% | 6,458 ▲ 29.2% | |
| Material Cost % of RevenueDerived | — | — | — | — | — | |
| Employee Cost % of RevenueDerived | 88.11% | 60.19% | 47.83% | 39.35% | 36.30% | |
| Other Cost % of RevenueDerived | 75.21% | 65.67% | 57.59% | 58.77% | 56.21% | |
| Interest Coverage (x)Derived | -69.66x | -33.96x | -10.39x | -0.82x | 10.06x |
PB FINTECH segment analysis : revenue and profit mix.
Disclosed business segments at PB FINTECH with their share of revenue and profit, switchable between consolidated and standalone reporting.
PB FINTECH discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for PB FINTECH.
Our AI distills the core fundamental drivers supporting PB FINTECH, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
PB FINTECH's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 83 (~4.2× the sector multiple of 19.9) would leave less room for earnings disappointment.
Fundamental risk. a shrinking deal pipeline (TCV) or margins below historical averages would weaken the thesis.
Watch wage inflation and attrition rates — primary threats to operating leverage in IT.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
PB FINTECH peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PB FINTECH is highlighted for quick read-across.
Quick Compare
PB FINTECH chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for PB FINTECH — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
PB FINTECH delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for PB FINTECH over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PB FINTECH stood at 40.6% of traded volume, against a 20-day average of 46.1%.
PB FINTECH announcements: results, concalls, ratings, M&A.
Filings PB FINTECH sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
PB FINTECH files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 161 documents below.
General Updates
PB Fintech Limited has informed the Exchange about disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations…
Shareholders meeting
PB Fintech Limited has submitted the Exchange a copy of the Srutinizers report of Annual General Meeting held on September 28, 2026. Further, the…
Trading Window
PB Fintech Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
Shareholders meeting
PB Fintech Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 28, 2026
Price movement
Significant movement in price has been observed in PB Fintech Limited. The Exchange, in order to ensure that investors have latest relevant…
PB FINTECH dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue PB FINTECH has declared, sequenced by announce and record date.
PB FINTECH corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About PB FINTECH: business, sector, key facts.
What PB FINTECH does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PB FINTECH operates in the Financial Technology (Fintech) industry under the Financial Services sector, listed as NSE: POLICYBZR, BSE: 543390.
PB Fintech Limited, the parent company of POLICYBZR, is a prominent player in India's burgeoning online insurance and lending market. Its core business model centers around providing a digital platform for consumers to access and compare a wide range of financial products. This includes insurance policies (health, term, motor, travel, etc.) and various lending options (personal loans, home loans, business loans, credit cards, loans against property). The company operates across both the business-to-consumer (B2C) and business-to-business (B2B) spectrums, facilitating transactions between consumers and insurance partners.
The company's primary offerings are structured around two distinct segments: Insurance Services and Other Services. The Insurance Services segment, predominantly driven by its flagship platform Policybazaar, empowers users to browse, compare, and purchase insurance products seamlessly online. This segment encompasses a considerable variety of insurance types, allowing users a centralized point for managing their insurance needs. The comprehensive nature of the product offerings and the ease of comparison are key competitive advantages within the Indian market.
The Other Services segment contributes significantly to PB Fintech's overall business, encompassing Paisabazaar, its digital lending platform. This platform functions similarly to Policybazaar but focuses on facilitating loan applications and credit product comparisons. Users can explore different loan options, compare interest rates and terms, and apply directly through the platform. Beyond these core offerings, this segment also includes various support services such as call center operations, online healthcare services, marketing and consulting, and assistance with motor vehicle claims.
In essence, PB Fintech's business strategy revolves around leveraging technology to simplify and streamline the processes of obtaining insurance and credit products. By providing a user-friendly, comprehensive, and comparative online platform, the company addresses a significant market need in India. The company’s success lies in its ability to aggregate a diverse range of financial products, offer easy-to-use comparison tools, and provide a smooth, efficient transaction process. This approach is designed to attract a broader range of customers and establish itself as a leading fintech company in the Indian market and beyond.
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Questions investors ask about PB FINTECH (POLICYBZR).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of PB FINTECH (POLICYBZR)?
The current share price of PB FINTECH (POLICYBZR) is ₹996.00. Today, the stock has declined by ₹44.00 (4.23%), trading in a range of ₹995.30 to ₹1,047.50. The stock opened at ₹1,041.00 with a trading volume of 32,62,071 shares.
02Is PB FINTECH stock a good investment for long-term?
PB FINTECH can be considered for long-term investment based on several factors. The company has a market capitalization of ₹46,130.68 Cr., P/E ratio of 64.23, ROE of 9.16%, and ROCE of 10.75%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of PB FINTECH stock?
The 52-week high price of PB FINTECH (POLICYBZR) is ₹1,964.20, while the 52-week low is ₹945.10. Currently trading at ₹996.00, the stock is 5.39% above its 52-week low and 49.29% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy PB FINTECH stock at the current price?
Whether to buy PB FINTECH stock at ₹996.00 depends on multiple factors. The stock is currently trading with a P/E ratio of 64.23 and P/B ratio of 6.58. Today's performance shows a loss of 4.23%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of PB FINTECH and when is the next dividend?
PB FINTECH offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹996.00, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of PB FINTECH?
PB FINTECH's key financial metrics include: P/E Ratio: 64.23, P/B Ratio: 6.58, ROE: 9.16%, ROCE: 10.75%, Dividend Yield: 0%, EPS: ₹3.52, Book Value: ₹158.15, and Debt-to-Equity: 0. The company's market cap stands at ₹46,130.68 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is PB FINTECH stock performing today in the market?
PB FINTECH stock opened at ₹1,041.00 and is currently trading at ₹996.00, showing a decline of ₹44.00 (4.23%). The intraday high is ₹1,047.50 and low is ₹995.30. The trading volume stands at 32,62,071 shares, indicating strong market participation today.
08What is the P/E ratio of PB FINTECH and what does it indicate?
PB FINTECH has a Price-to-Earnings (P/E) ratio of 64.23, which means investors are willing to pay 64.23 for every ₹1 of earnings. With an EPS of ₹3.52, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PB FINTECH (POLICYBZR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.