PNBGILTS vs STEL: Stock Comparison
PNB GILTS is the larger company by market capitalisation. PNB GILTS shows a lower P/E, a higher ROE and a higher dividend yield, while STEL HOLDINGS shows a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
PNBGILTS leads 9; STEL leads 3 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PNBGILTS | STEL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Investment Company | Investment Company |
Price
| Metric | PNBGILTS | STEL |
|---|---|---|
| Live Price | ₹70.4 | ₹532.95 |
| Day Change | -0.06% | -2.26% |
| Volume | 1.57 L | 1,666 |
| 52-Week High | ₹99.8 | ₹689.95 |
| 52-Week Low | ₹58.6 | ₹385.1 |
| Distance from 52W High | -29.46% | -22.76% |
Valuation
| Metric | PNBGILTS | STEL |
|---|---|---|
| Market Cap | ₹1,265 Cr | ₹995 Cr |
| P/E Ratio | 12.38x | 51.32x |
| P/B Ratio | 0.74x | 0.63x |
| EPS | ₹4.48 | ₹-0.07 |
| Book Value | ₹94.97 | ₹872.1 |
| Dividend Yield | 2.84% | 0% |
Growth
| Metric | PNBGILTS | STEL |
|---|---|---|
| Revenue Growth (TTM YoY) | -3.3% | -98.8% |
| EPS Growth (TTM YoY) | -82.7% | -94.8% |
| Qtr Sales Growth | 7.18% | 0% |
| Qtr Profit Growth | 521.15% | 0.84% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PNBGILTS | STEL |
|---|---|---|
| ROE | 10.62% | 1.25% |
| ROCE | 5.36% | 1.66% |
| Net Margin | 17.56% | 44.82% |
| Operating Margin | 83.76% | 99.65% |
| Debt to Equity | 14.55x | 0x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | PNBGILTS | STEL |
|---|---|---|
| Promoter Holding | 74.07% | 72.06%▲ 0.4 pp |
| FII Holding | 0.07%▼ 0.11 pp | 0.01% |
| DII Holding | 0% | 0.07%▼ 0.06 pp |
| Public Holding | 25.86%▲ 0.11 pp | 27.87%▼ 0.34 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PNB GILTS and STEL HOLDINGS.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.