HDFC LIFE INS CONSE: HDFCLIFEBSE: 540777Financial Services · Life InsuranceHDFC LIFE INS CO Financial Statements
- EPS
- ₹8.86
- Latest year
- Apr 2026
- Years reported
- 4
HDFC LIFE INS CO profit & loss
Reported annual performance for HDFC LIFE INS CO, oldest to newest. Figures in ₹ crore unless a row states otherwise.
| Line item | Mar 2025 | Apr 2025 | Mar 2026 | Apr 2026 |
|---|---|---|---|---|
| Total Income | 96,184 | 96,184 | 98,770 | 98,770 |
| Profit Before Tax (PBT) | 1,878 | 1,878 | 1,962 | 1,962 |
| Tax Expense | -588 | -588 | 95 | 95 |
| Current Tax | -588 | -588 | 95 | 95 |
| Earnings Per Share (EPS) | ₹8.41 | ₹8.41 | ₹8.86 | ₹8.86 |
| Diluted Shares Outstanding (Cr.) | 215 | 215 | 216 | 216 |
| Expenses | 94,306 | 94,306 | 96,808 | 96,808 |
HDFC LIFE INS CO balance sheet
Assets, liabilities and shareholders' equity as reported, in Schedule III order. Figures in ₹ crore unless a row states otherwise.
| Line item | Mar 2025 | Mar 2026 |
|---|---|---|
| Total Equity | 16,155 | 17,750 |
| Equity Share Capital | 2,153 | 2,158 |
| Reserves & Surplus | 13,555 | 15,302 |
| Total Equity | 16,155 | 17,750 |
| Non-Current Liabilities | 2,950 | 3,099 |
| Long-term Borrowings | 2,950 | 3,099 |
| Current Liabilities | 9,588 | 10,943 |
| Total Liabilities | 3,23,552 | 3,61,595 |
| Non-Current Assets | 609 | 746 |
| Fixed Assets | 609 | 746 |
| Total Current Assets | 10,026 | 11,478 |
| Net Working Capital | 438 | 535 |
| Total Assets | 3,39,706 | 3,79,345 |
| Total Borrowings | 2,950 | 3,099 |
| Debt to Equity (x) | 0.18 | 0.17 |
| Current Ratio (x) | 1.05 | 1.05 |
HDFC LIFE INS CO cash flow statement
Cash generated and used across operating, investing and financing activities. Figures in ₹ crore unless a row states otherwise.
| Line item | Mar 2025 | Mar 2026 |
|---|---|---|
| Net Cash from Operating Activities | 15,597 | 22,625 |
| Profit Before Tax | 0 | 0 |
| Depreciation & Amortisation | 0 | 0 |
| Finance Costs | 0 | 0 |
| Working Capital Changes | 0 | 0 |
| Tax Paid | -261 | -195 |
| Net Cash from Investing Activities | -13,638 | -23,871 |
| Purchase of PPE | -301 | -287 |
| Sale of Fixed Assets | 92,212 | 94,975 |
| Interest Received | 12,079 | 13,978 |
| Net Cash from Financing Activities | 1,607 | -275 |
| Proceeds from Borrowings | 2,000 | 749 |
| Repayment of Borrowings | 0 | -600 |
| Interest Paid | -69 | -683 |
| Dividend Paid | -430 | 0 |
| Buyback / Redemption of Shares | 0 | 0 |
| Lease Liabilities Paid | 0 | 0 |
| Net Change in Cash | 3,572 | -1,499 |
| Effect of Foreign Exchange Changes | 6 | 22 |
| Free Cash Flow | 15,296 | 22,338 |
HDFC LIFE INS CO key ratios
Valuation, profitability, return, leverage and per-share measures computed from reported statements — not from adjusted or normalised earnings.
HDFC LIFE INS CO trades at a P/E of 54.56× against a sector median of 14.46× — a 277% premium. Sector comparisons can mislead for conglomerates with mixed business lines.
| Ratio | Category | Value |
|---|---|---|
| P/E (TTM) | Valuation | 54.56 |
| Forward P/E | Valuation | 49.06 |
| P/B | Valuation | 5.72 |
| PEG (TTM) | Valuation | 5.62 |
| EV / EBITDA (TTM) | Valuation | 61.05 |
| P/S (TTM) | Valuation | 1.03 |
| Operating margin | Profitability | 1.99% |
| Net margin (TTM) | Profitability | 1.89% |
| Return on equity | Return ratios | 10.78% |
| Return on assets | Return ratios | 0.35% |
| Debt to equity | Leverage & liquidity | 0.17 |
| Beta | Leverage & liquidity | 0.81 |
| EPS (TTM) | Per share | ₹9.47 |
| Book value | Per share | ₹87.34 |
| Revenue / share (TTM) | Per share | ₹473.57 |
| Dividend yield | Shareholder returns | 0.41% |
| Dividend payout (TTM) | Shareholder returns | 47.51% |
How this is calculated
Statements are as filed with the exchanges. Consolidated figures are shown where reported. Figures are in rupees crore unless the table states otherwise. Ratios are computed from the same reported statements, not from adjusted or normalised earnings.
Index membership reflects the Nifty 100 as published by NSE Indices, effective 2026-03-30.
HDFC LIFE INS CO: frequently asked questions
What is HDFC LIFE INS CO's EPS?
HDFC LIFE INS CO reported earnings per share of ₹8.86 for Apr 2026.
What is HDFC LIFE INS CO's return on equity?
HDFC LIFE INS CO's return on equity stands at 10.78%. ROE measures profit generated per rupee of shareholder equity.
How many years of HDFC LIFE INS CO financials are shown?
4 reported financial years are tabulated on this page, the most recent being Apr 2026.
Are these figures consolidated or standalone?
Consolidated figures are shown wherever the company reports them, and standalone otherwise. The basis in use is labelled on the statement table.
More HDFC LIFE INS CO data
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The data, ratios and commentary about HDFC LIFE INS CO (HDFCLIFE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.