HDFCBANK vs HDFCLIFE: Stock Comparison
HDFC BANK is the larger company by market capitalisation. HDFC BANK shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDFCBANK leads 9; HDFCLIFE leads 0 of 9
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Private Sector Bank | Life Insurance |
Price
| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| Live Price | ₹692.8 | ₹523.75 |
| Day Change | -0.18% | -0.87% |
| Volume | 1.9 Cr | 14.34 L |
| 52-Week High | ₹1,020.5 | ₹788.5 |
| 52-Week Low | ₹681.9 | ₹508.7 |
| Distance from 52W High | -32.11% | -33.58% |
Valuation
| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| Market Cap | ₹10.67 L Cr | ₹1.14 L Cr |
| P/E Ratio | 13.3x | 55.34x |
| P/B Ratio | 1.77x | 5.8x |
| EPS | ₹13.43 | ₹2.4 |
| Book Value | ₹356.75 | ₹81.7 |
| Dividend Yield | 1.88% | 0.4% |
Growth
| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| Revenue Growth (TTM YoY) | -1.8% | -17.7% |
| EPS Growth (TTM YoY) | 7.5% | 4.1% |
| Qtr Profit Growth | 1.56% | — |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| ROE | 13.62% | 10.79% |
| ROCE | 8.86% | — |
| Net Margin | 25.12% | 1.89% |
| Operating Margin | 19.97% | 1.99% |
| Debt to Equity | 1.01x | 0.18x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | HDFCBANK | HDFCLIFE |
|---|---|---|
| Promoter Holding | 0% | 50.54%▲ 0.33 pp |
| FII Holding | 39.4%▼ 2.43 pp | 19.27%▼ 3.25 pp |
| DII Holding | 43.63%▲ 1.71 pp | 20.19%▲ 2.94 pp |
| Public Holding | 16.97%▲ 0.72 pp | 9.98%▼ 0.02 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC BANK and HDFC LIFE INS CO.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.