J & K BANK Latest Share Price (J&KBANK)
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J&KBANK slipped 0.3% on light volume, in line with Nifty's -0.3% move.
With a market cap of ₹15,994.68 Cr., it trades at a P/E of 6.94. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
J & K BANK flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 21.0%
- ●Reasonable ValuationTrading at a moderate P/E of 7.2x
- ●High Promoter HoldingPromoters hold 59.4% skin-in-the-game
- ●Clean Asset QualityVery low Gross NPA of 2.37%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 13.91%
- ●FII AccumulationFII holding increased by 1.04% QoQ
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest J & K BANK News
What changed recently?
Recent events, corporate actions, and announcements.
J & K BANK valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for J & K BANK, framed against the sector median so the premium or discount is obvious at a glance.
J & K BANK trades at a P/E of 6.94× and P/B of 0.97×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
J & K BANK technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for J & K BANK — derived from the latest tape, not yesterday's close.
J & K BANK last traded at ₹145.27 with an intraday range of ₹142.8–₹146.65 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹145.27| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 154.71 | +9.44 | +6.50% |
| R3 | 150.86 | +5.59 | +3.85% |
| R2 | 148.76 | +3.49 | +2.40% |
| R1 | 147.01 | +1.74 | +1.20% |
| PIVOT | 144.91 | -0.36 | -0.25% |
| CURRENT | 145.27 | — | — |
| S1 | 143.16 | -2.11 | -1.45% |
| S2 | 141.06 | -4.21 | -2.90% |
| S3 | 139.31 | -5.96 | -4.10% |
| S4 | 135.46 | -9.81 | -6.75% |
J&KBANK is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹142.8–₹145.5
Trading Inside opening range
J & K BANK financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for J & K BANK — consolidated or standalone — with margins, YoY growth and key ratios inline.
J & K BANK reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹15,994.68 Cr. and reported EPS of ₹3.89.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| 12,541 | 13,151 ▲ 4.9% | |
| Other Income | 1,147 | 951 ▼ 17.1% |
| Total Income | 13,688 | 14,101 ▲ 3.0% |
| Net Interest Income (NII)Derived | 5,800 | 5,882 ▲ 1.4% |
| 10,753 | 11,109 ▲ 3.3% | |
| Profit Before Tax (PBT) | 2,939 | 2,964 ▲ 0.8% |
| Tax Expense | 852 | 596 ▼ 30.1% |
| Effective Tax %Derived | 29.01% | 20.11% |
| Total Profit for Period | 2,086 | 2,368 ▲ 13.5% |
| Net Profit (Owner's PAT)Derived | 2,086 | 2,368 ▲ 13.5% |
| PAT Growth YoY %Derived | 17.87% | 13.48% |
| Earnings Per Share (EPS ₹) | 18.91 | 21.43 ▲ 13.3% |
| Diluted Shares Outstanding (Cr) | 110 | 110 ▲ 0.0% |
| 3,605 | 3,125 ▼ 13.3% | |
| Share of Profit from Associates/JVs | -4 | -8 ▼ 80.9% |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|
8,446 | 8,111 ▼ 4.0% | 8,013 ▼ 1.2% | 9,355 ▲ 16.8% | 11,213 ▲ 19.9% | 12,541 ▲ 11.8% | 13,151 ▲ 4.9% | ||
| Other Income | 550 | 728 ▲ 32.3% | 790 ▲ 8.5% | 765 ▼ 3.2% | 838 ▲ 9.5% | 1,147 ▲ 36.9% | 951 ▼ 17.1% | |
| Total Income | 8,997 | 8,840 ▼ 1.7% | 8,803 ▼ 0.4% | 10,120 ▲ 15.0% | 12,051 ▲ 19.1% | 13,688 ▲ 13.6% | 14,101 ▲ 3.0% | |
| Net Interest Income (NII)Derived | 3,707 | 3,771 ▲ 1.7% | 3,912 ▲ 3.7% | 4,746 ▲ 21.3% | 5,205 ▲ 9.7% | 5,800 ▲ 11.4% | 5,882 ▲ 1.4% | |
7,474 | 7,224 ▼ 3.3% | 7,430 ▲ 2.9% | 8,260 ▲ 11.2% | 9,770 ▲ 18.3% | 10,753 ▲ 10.1% | 11,109 ▲ 3.3% | ||
| Profit Before Tax (PBT) | -1,102 | 538 ▲ 148.8% | 747 ▲ 38.7% | 1,786 ▲ 139.2% | 2,388 ▲ 33.7% | 2,939 ▲ 23.1% | 2,964 ▲ 0.8% | |
| Tax Expense | 39 | 104 ▲ 163.0% | 242 ▲ 134.1% | 587 ▲ 142.5% | 618 ▲ 5.2% | 852 ▲ 37.9% | 596 ▼ 30.1% | |
| Effective Tax %Derived | -3.57% | 19.23% | 32.45% | 32.89% | 25.89% | 29.01% | 20.11% | |
| Total Profit for Period | -1,142 | 435 ▲ 138.1% | 504 ▲ 16.0% | 1,199 ▲ 137.6% | 1,770 ▲ 47.7% | 2,086 ▲ 17.9% | 2,368 ▲ 13.5% | |
| Net Profit (Owner's PAT)Derived | -1,142 | 435 ▲ 138.1% | 504 ▲ 16.0% | 1,199 ▲ 137.6% | 1,770 ▲ 47.7% | 2,086 ▲ 17.9% | 2,368 ▲ 13.5% | |
| PAT Growth YoY %Derived | — | 138.09% | 16.02% | 137.61% | 47.67% | 17.87% | 13.48% | |
| Earnings Per Share (EPS ₹) | -16.59 | 6.01 ▲ 136.2% | 5.30 ▼ 11.8% | 11.44 ▲ 115.8% | 16.08 ▲ 40.6% | 18.91 ▲ 17.6% | 21.43 ▲ 13.3% | |
| Diluted Shares Outstanding (Cr) | 71 | 71 ▲ 0.0% | 93 ▲ 30.8% | 103 ▲ 10.6% | 110 ▲ 6.8% | 110 ▲ 0.0% | 110 ▲ 0.0% | |
7,672 | 6,955 ▼ 9.3% | 6,521 ▼ 6.2% | 5,204 ▼ 20.2% | 3,956 ▼ 24.0% | 3,605 ▼ 8.9% | 3,125 ▼ 13.3% | ||
| Share of Profit from Associates/JVs | -42 | -6 ▲ 84.8% | -10 ▼ 51.0% | -18 ▼ 88.4% | 1 ▲ 107.3% | -4 ▼ 437.9% | -8 ▼ 80.9% |
J & K BANK segment analysis : revenue and profit mix.
Disclosed business segments at J & K BANK with their share of revenue and profit, switchable between consolidated and standalone reporting.
J & K BANK discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for J & K BANK.
Our AI distills the core fundamental drivers supporting J & K BANK, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
J & K BANK's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 9 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
J & K BANK peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — J & K BANK is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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J & K BANK chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for J & K BANK — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
J & K BANK delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for J & K BANK over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in J & K BANK stood at 43.4% of traded volume, against a 20-day average of 48.5%.
J & K BANK announcements: results, concalls, ratings, M&A.
Filings J & K BANK sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
No filings or concall transcripts on record.
J & K BANK dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue J & K BANK has declared, sequenced by announce and record date.
J & K BANK corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About J & K BANK: business, sector, key facts.
What J & K BANK does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
J & K BANK operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: J&KBANK, BSE: 532209.
J&K Bank is a full-service bank operating primarily in the Jammu and Kashmir region of India. Its business model is multifaceted, encompassing diverse banking segments designed to cater to a broad spectrum of customers, from individuals to large corporations. The bank's core operations are divided into Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments, each contributing significantly to the overall revenue stream.
The Retail Banking segment focuses on individual customers, offering a wide range of deposit accounts including savings, current, salary, pension, and small accounts, along with various term deposit options. Loan products are equally diverse, catering to diverse needs with offerings such as housing, consumer, education, vehicle, and personal loans. Specialized financing options exist for specific purchases like laptops, smartphones, and even modular kitchens. Festival advances and various other targeted financing schemes also fall under this segment.
Corporate/Wholesale Banking concentrates on providing financial services to businesses and corporations. This involves offering various credit facilities, including cash credit schemes, loans against gold, and financing for commercial vehicles, construction equipment, and tourism-related ventures. Furthermore, it encompasses services tailored to small and medium-sized enterprises (SMEs), such as Saral financing and credit guarantee schemes. The bank also actively participates in government-sponsored schemes and provides financing options for various business sectors, including trade, services, and agriculture.
Treasury Operations manage the bank's liquidity and investment portfolio. This segment plays a crucial role in managing risk and ensuring the bank's financial stability. The "Other Banking Business" segment encompasses a variety of additional services, including the provision of insurance products (both life and non-life), debit/credit/prepaid cards, and merchant acquiring services, enhancing customer convenience and expanding revenue opportunities.
In essence, J&K Bank's business model relies on a comprehensive and integrated approach to banking, serving a vast clientele with a wide array of financial products and services. Its focus on both retail and corporate banking, complemented by specialized lending schemes and ancillary services, positions it as a significant player within its operational region.
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Questions investors ask about J & K BANK (J&KBANK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of J & K BANK (J&KBANK)?
The current share price of J & K BANK (J&KBANK) is ₹145.27. Today, the stock has declined by ₹0.50 (0.34%), trading in a range of ₹142.80 to ₹146.65. The stock opened at ₹145.20 with a trading volume of 11,31,898 shares.
02Is J & K BANK stock a good investment for long-term?
J & K BANK can be considered for long-term investment based on several factors. The company has a market capitalization of ₹15,994.68 Cr., P/E ratio of 6.94, ROE of 14.35%, and ROCE of 19.61%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of J & K BANK stock?
The 52-week high price of J & K BANK (J&KBANK) is ₹201.75, while the 52-week low is ₹97.35. Currently trading at ₹145.27, the stock is 49.22% above its 52-week low and 28% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy J & K BANK stock at the current price?
Whether to buy J & K BANK stock at ₹145.27 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.94 and P/B ratio of 0.97. Today's performance shows a loss of 0.34%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of J & K BANK and when is the next dividend?
J & K BANK offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹145.27, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹0.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of J & K BANK?
J & K BANK's key financial metrics include: P/E Ratio: 6.94, P/B Ratio: 0.97, ROE: 14.35%, ROCE: 19.61%, Dividend Yield: 0%, EPS: ₹3.89, Book Value: ₹198.97, and Debt-to-Equity: 0.21. The company's market cap stands at ₹15,994.68 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is J & K BANK stock performing today in the market?
J & K BANK stock opened at ₹145.20 and is currently trading at ₹145.27, showing a decline of ₹0.50 (0.34%). The intraday high is ₹146.65 and low is ₹142.80. The trading volume stands at 11,31,898 shares, indicating strong market participation today.
08What is the P/E ratio of J & K BANK and what does it indicate?
J & K BANK has a Price-to-Earnings (P/E) ratio of 6.94, which means investors are willing to pay 6.94 for every ₹1 of earnings. With an EPS of ₹3.89, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about J & K BANK (J&KBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.