The Jammu & Kashmir Bank Share Price Today (J&KBANK)
TODAY IN ONE LINE
J&KBANK rose 1.5% on average volume, outperforming Nifty's 0.3% move.
With a market cap of ₹17,167.43 Cr., it trades at a P/E of 7.36. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
The Jammu & Kashmir Bank flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Strong Return on EquityHealthy ROE of 15.4%
- ●Healthy Operating MarginsOPM is structurally strong at 70.6%
- ●Reasonable ValuationTrading at a moderate P/E of 7.2x
- ●High Promoter HoldingPromoters hold 59.4% skin-in-the-game
- ●Steady Dividend YieldReliable 1.39% dividend yield
- ●Strong Capital AdequacyRobust CET-1 Ratio of 13.54%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest The Jammu & Kashmir Bank News
What changed recently?
Recent events, corporate actions, and announcements.
The Jammu & Kashmir Bank Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for The Jammu & Kashmir Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.
The Jammu & Kashmir Bank Limited trades at a P/E of 7.36× and P/B of 1.03×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
The Jammu & Kashmir Bank Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for The Jammu & Kashmir Bank Limited — derived from the live tape, not yesterday's close.
The Jammu & Kashmir Bank Limited last traded at ₹156 with an intraday range of ₹153.2–₹157.24 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹156.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 165.84 | +9.84 | +6.31% |
| R3 | 161.80 | +5.80 | +3.72% |
| R2 | 159.52 | +3.52 | +2.26% |
| R1 | 157.76 | +1.76 | +1.13% |
| PIVOT | 155.48 | -0.52 | -0.33% |
| CURRENT | 156.00 | — | — |
| S1 | 153.72 | -2.28 | -1.46% |
| S2 | 151.44 | -4.56 | -2.92% |
| S3 | 149.68 | -6.32 | -4.05% |
| S4 | 145.64 | -10.36 | -6.64% |
J&KBANK is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹153.2–₹155.74
Trading Above opening range, showing Bullishness
The Jammu & Kashmir Bank Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for The Jammu & Kashmir Bank Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
The Jammu & Kashmir Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹17,167.43 Cr. and reported EPS of ₹20.91.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| 12,541 | 13,151 ▲ 4.9% | |
| Other Income | 1,147 | 951 ▼ 17.1% |
| Total Income | 13,688 | 14,101 ▲ 3.0% |
| Net Interest Income (NII)Derived | 5,800 | 5,882 ▲ 1.4% |
| 10,753 | 11,109 ▲ 3.3% | |
| Profit Before Tax (PBT) | 2,939 | 2,964 ▲ 0.8% |
| Tax Expense | 852 | 596 ▼ 30.1% |
| Effective Tax %Derived | 29.01% | 20.11% |
| Total Profit for Period | 2,086 | 2,368 ▲ 13.5% |
| Net Profit (Owner's PAT)Derived | 2,086 | 2,368 ▲ 13.5% |
| PAT Growth YoY %Derived | 17.87% | 13.48% |
| Earnings Per Share (EPS ₹) | 18.91 | 21.43 ▲ 13.3% |
| Diluted Shares Outstanding (Cr) | 110 | 110 ▲ 0.0% |
| 3,605 | 3,125 ▼ 13.3% | |
| Share of Profit from Associates/JVs | -4 | -8 ▼ 80.9% |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|
8,446 | 8,111 ▼ 4.0% | 8,013 ▼ 1.2% | 9,355 ▲ 16.8% | 11,213 ▲ 19.9% | 12,541 ▲ 11.8% | 13,151 ▲ 4.9% | ||
| Other Income | 550 | 728 ▲ 32.3% | 790 ▲ 8.5% | 765 ▼ 3.2% | 838 ▲ 9.5% | 1,147 ▲ 36.9% | 951 ▼ 17.1% | |
| Total Income | 8,997 | 8,840 ▼ 1.7% | 8,803 ▼ 0.4% | 10,120 ▲ 15.0% | 12,051 ▲ 19.1% | 13,688 ▲ 13.6% | 14,101 ▲ 3.0% | |
| Net Interest Income (NII)Derived | 3,707 | 3,771 ▲ 1.7% | 3,912 ▲ 3.7% | 4,746 ▲ 21.3% | 5,205 ▲ 9.7% | 5,800 ▲ 11.4% | 5,882 ▲ 1.4% | |
7,474 | 7,224 ▼ 3.3% | 7,430 ▲ 2.9% | 8,260 ▲ 11.2% | 9,770 ▲ 18.3% | 10,753 ▲ 10.1% | 11,109 ▲ 3.3% | ||
| Profit Before Tax (PBT) | -1,102 | 538 ▲ 148.8% | 747 ▲ 38.7% | 1,786 ▲ 139.2% | 2,388 ▲ 33.7% | 2,939 ▲ 23.1% | 2,964 ▲ 0.8% | |
| Tax Expense | 39 | 104 ▲ 163.0% | 242 ▲ 134.1% | 587 ▲ 142.5% | 618 ▲ 5.2% | 852 ▲ 37.9% | 596 ▼ 30.1% | |
| Effective Tax %Derived | -3.57% | 19.23% | 32.45% | 32.89% | 25.89% | 29.01% | 20.11% | |
| Total Profit for Period | -1,142 | 435 ▲ 138.1% | 504 ▲ 16.0% | 1,199 ▲ 137.6% | 1,770 ▲ 47.7% | 2,086 ▲ 17.9% | 2,368 ▲ 13.5% | |
| Net Profit (Owner's PAT)Derived | -1,142 | 435 ▲ 138.1% | 504 ▲ 16.0% | 1,199 ▲ 137.6% | 1,770 ▲ 47.7% | 2,086 ▲ 17.9% | 2,368 ▲ 13.5% | |
| PAT Growth YoY %Derived | — | 138.09% | 16.02% | 137.61% | 47.67% | 17.87% | 13.48% | |
| Earnings Per Share (EPS ₹) | -16.59 | 6.01 ▲ 136.2% | 5.30 ▼ 11.8% | 11.44 ▲ 115.8% | 16.08 ▲ 40.6% | 18.91 ▲ 17.6% | 21.43 ▲ 13.3% | |
| Diluted Shares Outstanding (Cr) | 71 | 71 ▲ 0.0% | 93 ▲ 30.8% | 103 ▲ 10.6% | 110 ▲ 6.8% | 110 ▲ 0.0% | 110 ▲ 0.0% | |
7,672 | 6,955 ▼ 9.3% | 6,521 ▼ 6.2% | 5,204 ▼ 20.2% | 3,956 ▼ 24.0% | 3,605 ▼ 8.9% | 3,125 ▼ 13.3% | ||
| Share of Profit from Associates/JVs | -42 | -6 ▲ 84.8% | -10 ▼ 51.0% | -18 ▼ 88.4% | 1 ▲ 107.3% | -4 ▼ 437.9% | -8 ▼ 80.9% |
The Jammu & Kashmir Bank segment analysis : revenue and profit mix.
Disclosed business segments at The Jammu & Kashmir Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
The Jammu & Kashmir Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for The Jammu & Kashmir Bank Limited.
Our AI distills the core fundamental drivers supporting The Jammu & Kashmir Bank Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
The Jammu & Kashmir Bank Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Low P/E of 7.24x trades 55–60% below banking sector peer median of 16–21x.
ROE of 15.40% demonstrates efficient capital deployment and shareholder value creation.
Net profit margin of 34.32% TTM substantially outpaces regional and national banking peers.
Promoter holding at 59.40% ensures strong governance stability and long-term commitment.
FII holdings rising to 7.85% reflects growing institutional confidence in the bank.
Key Risks.
Total debt of ₹1.69 LCr exceeds market cap of ₹0.17 LCr by 8.4x, creating extreme leverage.
Operating cash flow turned negative at ₹20,835.8 Cr in latest quarter, signaling severe liquidity stress.
Latest quarterly profit declined 10.50% YoY despite revenue growth of 5.42%, indicating margin compression.
Cash flow per share of ₹10.22 annually indicates weak cash conversion and reinvestment capacity.
ROCE of 5.84% remains modest, suggesting suboptimal capital efficiency relative to cost of capital.
Flip Conditions.
Valuation risk. a P/E above 10 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 10% would indicate weaker capital compounding.
The Jammu & Kashmir Bank Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — The Jammu & Kashmir Bank Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
The Jammu & Kashmir Bank Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for The Jammu & Kashmir Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
The Jammu & Kashmir Bank Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for The Jammu & Kashmir Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in The Jammu & Kashmir Bank Limited stood at 43.7% of traded volume, against a 20-day average of 40.3%.
The Jammu & Kashmir Bank announcements: results, concalls, ratings, M&A.
Filings The Jammu & Kashmir Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
No filings or concall transcripts on record.
The Jammu & Kashmir Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue The Jammu & Kashmir Bank has declared, sequenced by announce and record date.
The Jammu & Kashmir Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About The Jammu & Kashmir Bank Limited: business, sector, key facts.
What The Jammu & Kashmir Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
The Jammu & Kashmir Bank Limited operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: J&KBANK, BSE: 532209.
J&K Bank is a full-service bank operating primarily in the Jammu and Kashmir region of India. Its business model is multifaceted, encompassing diverse banking segments designed to cater to a broad spectrum of customers, from individuals to large corporations. The bank's core operations are divided into Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments, each contributing significantly to the overall revenue stream.
The Retail Banking segment focuses on individual customers, offering a wide range of deposit accounts including savings, current, salary, pension, and small accounts, along with various term deposit options. Loan products are equally diverse, catering to diverse needs with offerings such as housing, consumer, education, vehicle, and personal loans. Specialized financing options exist for specific purchases like laptops, smartphones, and even modular kitchens. Festival advances and various other targeted financing schemes also fall under this segment.
Corporate/Wholesale Banking concentrates on providing financial services to businesses and corporations. This involves offering various credit facilities, including cash credit schemes, loans against gold, and financing for commercial vehicles, construction equipment, and tourism-related ventures. Furthermore, it encompasses services tailored to small and medium-sized enterprises (SMEs), such as Saral financing and credit guarantee schemes. The bank also actively participates in government-sponsored schemes and provides financing options for various business sectors, including trade, services, and agriculture.
Treasury Operations manage the bank's liquidity and investment portfolio. This segment plays a crucial role in managing risk and ensuring the bank's financial stability. The "Other Banking Business" segment encompasses a variety of additional services, including the provision of insurance products (both life and non-life), debit/credit/prepaid cards, and merchant acquiring services, enhancing customer convenience and expanding revenue opportunities.
In essence, J&K Bank's business model relies on a comprehensive and integrated approach to banking, serving a vast clientele with a wide array of financial products and services. Its focus on both retail and corporate banking, complemented by specialized lending schemes and ancillary services, positions it as a significant player within its operational region.
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Questions investors ask about The Jammu & Kashmir Bank Limited (J&KBANK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of The Jammu & Kashmir Bank Limited (J&KBANK)?
The current share price of The Jammu & Kashmir Bank Limited (J&KBANK) is ₹156. Today, the stock has gained by ₹2.26 (1.47%), trading in a range of ₹153.2 to ₹157.24. The stock opened at ₹154.4 with a trading volume of 47,37,115 shares.
02Is The Jammu & Kashmir Bank Limited stock a good investment for long-term?
The Jammu & Kashmir Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹17,167.43 crores, P/E ratio of 7.36, ROE of 15.40%, and ROCE of 5.84%. The dividend yield stands at 1.39%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of The Jammu & Kashmir Bank Limited stock?
The 52-week high price of The Jammu & Kashmir Bank Limited (J&KBANK) is ₹201.75, while the 52-week low is ₹97.35. Currently trading at ₹156, the stock is 56.2% away from its 52-week low and 22.7% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy The Jammu & Kashmir Bank Limited stock at the current price?
Whether to buy The Jammu & Kashmir Bank Limited stock at ₹156 depends on multiple factors. The stock is currently trading with a P/E ratio of 7.36 and P/B ratio of 1.03. Today's performance shows a gain of 1.47%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of The Jammu & Kashmir Bank Limited and when is the next dividend?
The Jammu & Kashmir Bank Limited offers a dividend yield of 1.39%, which means for every ₹100 invested at the current price of ₹156, you can expect to receive approximately ₹1.39 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of The Jammu & Kashmir Bank Limited?
The Jammu & Kashmir Bank Limited's key financial metrics include: P/E Ratio: 7.36, P/B Ratio: 1.03, ROE: 15.40%, ROCE: 5.84%, Dividend Yield: 1.39%, EPS: ₹20.91, Book Value: ₹149.8, and Debt-to-Equity: 10.20. The company's market cap stands at ₹17,167.43 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is The Jammu & Kashmir Bank Limited stock performing today in the market?
The Jammu & Kashmir Bank Limited stock opened at ₹154.4 and is currently trading at ₹156, showing a gain of ₹2.26 (1.47%). The intraday high is ₹157.24 and low is ₹153.2. The trading volume stands at 47,37,115 shares, indicating strong market participation today.
08What is the P/E ratio of The Jammu & Kashmir Bank Limited and what does it indicate?
The Jammu & Kashmir Bank Limited has a Price-to-Earnings (P/E) ratio of 7.36, which means investors are willing to pay ₹7.36 for every ₹1 of earnings. With an EPS of ₹20.91, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about The Jammu & Kashmir Bank Limited (J&KBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.